The Doctor Will See You Now -- If You Have the Right Insurance

topic posted Wed, September 14, 2005 - 3:41 AM by  Unsubscribed
this is a subject that affects way too many of us but needs alot more discussion by us and those involved in the medical fields but also the politoco's, insurance etc. Since Bob is such an activist I thought this is a good forum to start.

By Karen Pallarito
HealthDay Reporter


TUESDAY, Sept. 13 (HealthDay News) -- What happens to people with potentially serious health conditions after they're treated and released from the emergency room with explicit instructions to seek an appointment for follow-up care?

It may depend on the type of health insurance they have, a new study suggests.

To reach that conclusion, research assistants posing as new patients in urgent need of care called clinics in nine cities. The callers were much more likely to get an appointment within a week when they claimed to have private insurance than if they said they had Medicaid.

Having private insurance also got people in the door more often than those without insurance who offered to pay a nominal amount at the time of their appointment.

"Health insurance matters -- and that's the basic message from this study," noted lead researcher Dr. Brent R. Asplin, head of the emergency medicine department at Regions Hospital in St. Paul, Minn.

"If you are not a card-carrying member of our health-care system," he added, "you have a very difficult time getting access to care."

The research is reported in the Sept. 14 issue of the Journal of the American Medical Association.

Dr. Mark Murray, a consultant and authority on patient access to care, said the new findings are not surprising. "Despite our views to the contrary, in the current U.S. health-care system, we make decisions like this every day," he said.

Visits to hospital emergency departments reached a record high of 114 million in 2003, according to a U.S. Centers for Disease Control and Prevention report earlier this year. And, the study authors added, of those who end up in the ER, 80 percent are treated and released with a recommendation for follow-up care.

"What we were interested in understanding was how big of a role health insurance plays in patients' ability to get access to care after they leave us," Asplin said. The researchers particularly wanted to know whether insurance status matters when people with urgent or potentially dangerous health conditions try to book an appointment.

So the study team devised an experiment involving eight graduate students posing as patients. Each assistant called 499 randomly selected ambulatory "clinics," including community clinics and private doctors' offices, in nine U.S. cities from May 2002 to February 2003.

Callers read from one of three clinical scenarios requiring follow-up care: pneumonia, high blood pressure or possible ectopic pregnancy. Women using the latter vignette called only obstetrics and gynecology and family medicine clinics. Each caller contacted each clinic twice using the same clinical scenario but reporting a different type of insurance.

Overall, 47 percent of all callers were offered appointments within a week, compared with 64 percent of privately insured callers.

And while clinics rigorously screened callers for insurance status, the medical screening process left much to be desired. Ninety-eight percent of clinics contacted screened callers for a source of payment, but only 28 percent attempted to determine the severity of the caller's condition.

"In some respects, financial screening trumped medical triage," Asplin said.

A caller claiming to have private insurance was almost twice as likely as someone with Medicaid to land a timely appointment, with success rates of 63 percent vs. 32 percent, respectively.

Privately insured callers also had much greater success booking appointments than those who said they were uninsured but could pay $20 at the time of their visit. However, if a caller claimed to be uninsured but could pay for the visit in cash, there was no difference in rates of securing timely appointments.

Still, even having private insurance did not guarantee timely follow-up care, the researchers found.

"Over a third of the callers who claimed to have private insurance coverage could not get a follow-up appointment within one week in our study," Asplin said. "And that finding really begs the question of whether there is adequate capacity in our ambulatory care system to see people who most need to be seen."

So what can Medicaid recipients and the more than 45 million uninsured Americans do to boost the odds of getting seen promptly?

"Lie," said Murray, the patient access expert.

Most health systems are backlogged with work, making it difficult for many Americans to get timely appointments, not just those who lack private insurance or have no insurance at all, he said.

"So I suppose, don't get sick or lie is the best approach," he added.

More information

Visit The Commonwealth Fund for more on health-care coverage and access.


www.forbes.com/lifestyle/...527954.html

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  • Gee, that's true in England as well. The difference there is they're coming off of a public health system. We need to start going to one. The reason that medical costs outstrip inflation is because its a profit center for investors. The blood-suckers are earning interest off you and me by providing substandard health and insurance and then making us all go into debt so that, even if we get over whatever it is that we had to visit a hospital for, we have to slave away for years and years just to pay off a handful of day stay in the hospital they leveraged.
    • you know, honestly, if you can at least GET IN to be seen and get some form of workable solution, in America, they can't send you to jail for not paying them in time or even at all. They can sue you and try to get a lien put on your house or car. If you are poor like me I own neither. What are they going to do? Put my rotted teef back in? Take away a kidney or other organ transplant I might have recieved? OH OH OH OH, they can harrass me until I get an unlisted number! ohhhhhhhhhhhhhhhhh, skurry. I typically don't have issues if I call around and tell the truth up front. The one time I had to go to an emergency room I was given such poor treatment that I refused to pay them. I told them what they told me while I was writhing in agony on the floor of the emergency waiting room "I will get to you when I am not busy with other things, I will get to you when I have the time, You will have to be quiet and wait your turn." I was suffering from a severe infection in my ovaries which may be the reason I am now barren. I sat in the emergency waiting room for over three hours in serious pain, and then on their stupid gurney in a multi-ward for another 2 hours until I finally got a shot. I saw a doctor for 2 minutes. Yeah, if I have an emergency, I would rather just die.
      • Yeah, I wonder if Frist and his for profit investments had anything to do with it. The bastard! He lies about having a conflict of interest, lies about having a blind trust, lies about his insider trading. Why? Because he's unlikely to end up broke on the street one day? Yeah, I bet he won't end up needing medical coverage he can't afford...cuz he's stealing our health and the nation's soul, just to make a quick buck for his family.